Two years of history on day one.
Banks, cards, loans and investments. Other apps start with a flat line.


Every month, reviewed.
Income, expenses, savings and what changed against your average. Every past month is ready on day one.
- Income and expenses
- Savings
- Change vs. average
- Cards paid
- Subscriptions
- Upcoming bills
- Budgets from your averageOptional
Coming later
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Pay every card with one button.
Founding members get it first.
Every transaction on one feed.
Filter by card.

Alerts
Unusual spending, fees and price increases. Nothing else.
Subscriptions
Cost, card and next renewal.
Partner sharing
Optional.
Your data stays yours.
Bank connections by Plaid
Ivory never sees or stores your bank password.
No ads, never sold
Members pay for Ivory. Your data is never sold.
Membership is by invitation.
Founding members get first access and their own member number.
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